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student loan prepayment calculator : IMPORTANT FACTS: This calculator provides estimates intended for use only as a planning guide. Results are based on a standard repayment plan, where you pay a fixed amount every month for a set number of months, based on your loan term, the prepayment scenario you input above, and assumes:Student Loan Prepayment Calculator. If you can swing it, paying off student loans ahead of schedule can be a smart way to save thousands of your hard earned dollars.A student loan prepayment calculator is an ideal tool to show you how you can prepay your student loans, and save money in the process. For example, let’s assume that you have $50,000 in student loans at an 8% interest rate with a 10-year standard repayment term.This calculator shows the impact of making regular extra payments on the loan. It shows the interest savings and the number of payments saved from the repayment schedule as compared with a regular loan that has no prepayment. Extra Payment may be either a dollar amount or a percentage of the regular monthly payment.Use our student loan calculator to estimate monthly student loan payments, payoff term length, interest rates, best repayment options and more.How to Use this Student Loan Prepayment Calculator. This student loan payoff calculator helps you determine how much you can save, both now and in the long run, by using a prepayment strategy. This tool also allows you to see how long your repayment term will last based on how much you are contributing each month.(This student loan calculator can also be used as an auto loan calculator or to calculate your mortgage payments.) This loan calculator assumes that the interest rate remains constant throughout the life of the loan. The Federal Stafford Loan has a fixed interest rate of 6.8% and the Federal PLUS loan has a fixed rate of 7.9%.How long will it take to pay off my student loan? Bankrate’s Student Loan Calculator can help students and their families find the answer. Just enter your information and click CALCULATE.The loan prepayment calculator may also be used to determine how much extra you must pay per month to pay off the remaining debt within a given number of years. This calculator may be used with federal student loans, private student loans, fixed-rate mortgages and other loans involving level amortization.Use our free repayment estimator to estimate your federal student loan monthly payments, determine repayment plan eligibility, compare interest cost between plans over time, and estimate potential loan forgiveness amount.
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